ASSISTED LIVING IN CHICAGO — PERSONALIZED AT RADFORD GREEN

Long-term care insurance may cover assisted living on the North Shore, but coverage depends on your specific policy. Key factors to review in your policy include:

• Daily/monthly benefit amount—the maximum your policy will pay per day or month toward care costs
• Benefit period—how long your policy will pay benefits (2 years, 5 years, lifetime, etc.)
• Coverage type—whether your policy covers assisted living facilities specifically
• Elimination period—the waiting period before benefits begin (typically 30-90 days)
• Inflation protection—whether your benefits increase over time to keep pace with rising care costs

Our team at Radford Green assisted living on the North Shore can help you understand your policy benefits and file the proper paperwork to maximize your coverage. We work directly with long-term care insurance providers to streamline the process and ensure you receive the benefits you’re entitled to.

Assisted living average costs in Illinois vary significantly based on several factors. Understanding what influences pricing helps you evaluate assisted living options on the North Shore:

• Assisted living floor plans—suite size and layout affect monthly fees; private suites typically cost more than shared accommodations
• Location—assisted living on the North Shore commands premium pricing due to area desirability, proximity to Chicago, and access to excellent healthcare
• Cost variations locally—prices in affluent North Shore communities are generally higher than state averages
• Factors influencing cost—level of care needed, apartment size, included services, and community amenities
• Amenities and services—comprehensive wellness programs, dining options, activities, therapy services, and specialized memory care programs impact pricing

Radford Green at Sedgebrook provides upscale assisted living with intimate neighborhoods, personalized care plans, and access to our Life Plan Community’s full continuum of services—representing exceptional value for quality-focused seniors and their families on the North Shore.

Recognizing the signs a loved one needs assisted living requires attention to changes across multiple areas of daily life. Watch for these indicators:

• Daily living challenges—difficulty with bathing, dressing, grooming, eating, or toileting independently
• Health and cognitive declines—increased confusion, memory loss, missed medications, or difficulty managing chronic conditions
• Social and emotional well-being—isolation, depression, loss of interest in activities, or inability to maintain social connections
• Financial and household management—unpaid bills, neglected home maintenance, spoiled food, or financial confusion
• Safety concerns—falls, wandering, leaving stove unattended, or other hazardous situations
• Caregiver stress—family members feeling overwhelmed or unable to provide adequate support

If these signs indicate more specialized support is needed, consider memory care on the North Shore. Our Heartfelt Connections program at Radford Green provides specialized dementia and Alzheimer’s care in an intimate, secure environment.